The Importance of Insurance. Keep you and your boat covered

Insurance Contract PolicyBoat owners can be liable for more crew injury costs than they might expect. In high risk jobs someone is bound to get hurt or ill on deck.  Dillingham attorney Jurgen Jensen explains the importance of insurances and how they can keep the captain and the boat protected. “Injuries are pretty obvious: somebody’s going to get hurt. If you lose a finger, obviously that’s an injury that could happen on the boat, But this can also come up with illnesses. If somebody falls ill with cancer and they’re on your boat fishing, the court will say that you owe maintenance and cure. You will owe for medical bills while they’re getting cured of cancer, and you’ll owe the daily maintenance rate, which generally ranges between $35 and $55 dollars a day.” Maintenance- means the boat owner has to cover room and board while a fisherman recovers from his or her injury. Cure refers to the medical costs accumulated during recovery.  Jensen suggests that any boat injury be treated and documented to protect oneself against any future ailment claims from an injured crewman. Audio report, read the rest here 19:29

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