A fisherman asks how to make disability insurance affordable

June 19, 2018 National

Q. I don’t have a lot of money left over after paying bills each month. I know I should buy disability insurance – I work in commercial fishing and my job gives me some short-term disability but I think I need more. How can I make the disability insurance more affordable without losing the benefits I could need? — Trying to do right. A. Good for you that you recognize the need to protect your most valuable asset – your ability to earn income. And if you think paying your bills is tough now, just imagine how much tougher it would be with no income. That’s why disability insurance is such a great investment. >click to read<18:39

a Chartered Life Underwriter, A fisherman asks, affordable disability insurance, disability insurance, Ed Gaelick

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The New England groundfish debacle (Part III): who or what is at fault? Nils E. Stolpe/FishNet

It took me a while to decide how to most accurately describe the situation that has been visited upon the New England fishing communities that are and since colonial times have been dependent on the groundfish fisheries.

NILS STOLPE: The New England groundfish debacle (Part IV): Is cutting back harvest really the answer?

While it’s a fact that’s hardly ever acknowledged, the assumption in fisheries management is that if the population of a stock of fish isn’t at some arbitrary level, it’s because of too much fishing. Hence the term “overfished.” Hence the mandated knee jerk reaction of the fisheries managers to not enough fish; cut back on fishing. What of other factors? They don’t count. It’s all about fishing, because fishing is all that the managers can control; it’s their Maslow’s Hammer. When it comes to the oceans it seems as if it’s about all that the industry connected mega-foundations that support the anti-fishing ENGOs with hundreds of millions of dollars a year in “donations” are interested in controlling. Read the article here

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